My husband and I were blessed to have discovered Dave Ramsey’s Financial Peace course. It has made such a difference in the way we manage our money. Since completing the class two years ago, we have been able to pay off all of our debt and to budget for expenses on a weekly basis. We are currently in the midst of paying off our house! It is such a huge accomplishment and is not all that hard to do if you stick with a plan and are diligent about it. Getting started really requires letting go of the desire for material possessions and preventing yourself from indulging in the impulse purchases that you may be used to making. It’s really a freeing experience because you find yourself no longer tied to things. And, paying down the debt as well as saving is quite addictive once you get started. Below, I’ve listed some of the simple ways that have helped us save money.
As you know, I’m all about saving money. Engaging in activities, especially when you have children, can sometimes be costly. Because my family is on a budget, I’ve had to find ways to entertain my 19 month old daughter and to just get out of the house once in a while (in case you didn’t know, I’m a stay at home mom). Here is a list of money saving activities I’ve found are fun and engaging:
Hi Everyone! It has been a while since my last post. I lost my sweet doggy of 15 years and needed some time to grieve and heal. But, I’m back and am ready to share some more of my tips for improving overall health and wellness through diet, simple living and budgeting. Over the past week or so I’ve found a VERY inexpensive hobby that not only saves money, but also takes up little space in your home and is a MAJOR stress reliever. I decided to dabble in some sketching, and let me tell you, I’m addicted! I have found that not only does drawing take me to a place of total relaxation, but I’m pretty good at it. It’s just pure fun and is a
Hello! I’m excited to share this blog post, because for the past year and a half my husband and I have been saving, investing, and have paid of all our debt except for our mortgage, which is in our near future! I would like to let you all know that you don’t need to earn a ton of money to be financially successful. Being frugal I found is the key to getting out of debt and to saving and making money. My husband and I follow a wonderful financial guru named Dave Ramsey. He is the reason why we are in the place we